About Ramani
Stock up now. Pay as you sell.
Ramani finances and clears your trade, whether you import from abroad or buy locally. We pay your supplier, clear your goods port to port, and you repay from your sales.
Why we exist
Traders keep shelves stocked across Africa, but buying stock ties up cash. You pay the supplier upfront, wait for goods to arrive, find money for duties and port charges, then wait again while the stock sells. Banks rarely finance a single shipment or a small distributor, and when they do, it takes weeks.
We started Ramani so a growing trader never has to turn down stock because their cash is stuck.
How it works
- Get a quote in 4 hours. Tell us what you're buying, from whom, and how much. We come back with a clear quote the same day.
- We pay your supplier. Abroad or local, Ramani pays the supplier directly.
- We clear your goods, port to port. For imports, our team handles customs, duties and port charges so your goods move fast.
- Repay your way.
- Weekly from sales: for continuous traders, small weekly payments from what you sell.
- Per shipment: repayment is tied to one shipment and settles when it arrives.
What you can count on
- A quote in 4 hours.
- One clear price, shown before you commit. No hidden charges.
- Clearing handled for you, port to port.
- Repayment that fits how you trade: weekly from sales, or per shipment.
Who we serve
- Local micro distributors buying stock domestically and supplying shops in their area
- Import retailers bringing in goods from abroad
- Banks and lenders who deploy capital while Ramani manages the book and collects
Financing is subject to approval. Terms, fees and limits depend on your business and shipment.