Who we serve
Keep local shops stocked. Pay as you sell.
You buy stock domestically and supply shops in your area. Ramani pays your supplier, and you repay from your sales.
Is this you?
- You buy stock from suppliers in your own market.
- You supply shops in your area, and they expect goods when they need them.
- Paying the supplier upfront ties up the cash for the next round.
- A small weekly repayment from sales fits how you trade.
Where the cash gets stuck
The supplier invoice.
You pay for stock before the shops you supply have paid you.
The next order.
Cash from the last purchase is still in the goods when the next order is due.
A bank that wants weeks.
Banks rarely finance one purchase for a small distributor, and when they do, it takes weeks.
How Ramani fits
Before you buy
A clear price before you commit
A quote in 4 hours — tell us what you are buying, from whom, and how much. We come back the same day.
Supplier payment
Pay a local supplier
Trade finance — Ramani pays your supplier directly.
After the goods move
Repayment that fits how you trade
Weekly from sales and per shipment — continuous traders repay in small weekly payments from current sales. A single shipment can settle when that shipment arrives.
Financing is subject to approval. Terms, fees and limits depend on your business and shipment.
A typical deal
What you'll need to apply
- What you are buying
- Who you are buying it from
- How much it costs
Stock the shops. Pay as you sell.
Tell us what you are buying and we will come back with a quote the same day.
Not quite you?
See Import Retailers or Banks and Lenders.